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Posted Below Are Current Event Articles written by Tom Grooms

No.2 - Socialist Students
No.1 - Not Your 1929 Depression

Market Intelligence Articles written by Tom Grooms

Peer Reviewed and Published Studies on Market Intelligence

Academy of Market Intelligence is the global thought leader on Market Intelligence and first to research and study market intelligence to identify it as a distinguished concept. His work was the first peered reviewed study in history on market intelligence; thus, becoming the leading authority on market intelligence to first apply market intelligence to executive performance. His pioneering thesis and dissertation studies on Market Intelligence (MKI) included formal definitions of Intelligence (I), Business Intelligence (BI), Competitive Intelligence (CI), Competitor Intelligence (CRI), Marketing Research (MKTR), Marketing Information Systems (MKTIS), Knowledge Management Systems (KMS), Strategic Intelligence (SI), Tactical Intelligence (TI), Counter-intelligence (CTI), Real-time Intelligence (RTI), Whisper Intelligence (WI), and Marketing Intelligence (MKTI). This was the first effort made to identify the properties and evolve an academic definition. Intricate models were developed for application - e.g. the distinguished "Double Helix of Market Intelligence" © 1992.

Executive Perceptions of the Value of Marketing Intelligence - Population study: CEOs, Presidents, & Senior Executives of Fortune 500 Companies. Doctoral Thesis (2002). 353 pages. European ISBN & British Library © DXN 048545 & DX 217939 University Microfilms International (UMI) http://www.umi.com
ProQuest Dissertation Abstracts International (800.521.3042)
US Library of Congress ISBN: © 0-493-38073-6 (TX 5-453-268)

Market Intelligence: CEO Attitudes Toward Knowledge Management Systems - Population study: CEOs, Presidents, & Senior Executives of Pharmaceutical Companies. Worldwide & Pharmaceutical Business Intelligence. Doctoral Dissertation (2001). 534 pages. US Library of Congress ISBN: © TX U-987-180

Establishing the Foundation for Market Intelligence Worldwide - Usage Study of the Term Market Intelligence - First Definition to Define Market Intelligence . Thesis (1998). 416 pages. University Microfilms International (UMI) http://www.umi.com
ProQuest Dissertation Abstracts International (800.521.3042)
LD 03809, Volume 23, Issue 03R
US Library of Congress ISBN: © TX 4-731-787

Tom Quotes
2010 - 1989
Thomas Fletcher Grooms

TRADING LIFE FOR CASH

Business

“If you want to be an entrepreneur, study capitalism.
If you want to work for the government, study socialism.
If you want to work for a large corporation, study communism.”
- Thomas Fletcher Grooms

“Business card is the lasting memory of you.” - Thomas Fletcher Grooms

“Business card is the most important piece of literature in the world, it is the way the world does business .” - Thomas Fletcher Grooms

“You do not leave your bedroom without your business cards in your hand.” - Thomas Fletcher
Grooms

“Less restrictions, higher productivity.” - Thomas Fletcher Grooms

“Did you ever think about hiring someone who knew what they were doing instead of continuing to do the same thing over and over?.”
- Thomas Fletcher Grooms

“Be an American, practice business like an Asian and live like a European.” - Thomas Fletcher Grooms

“Work yourself to success, not death.” - Thomas Fletcher Grooms

“Human capital is not just from learning – not just analytical brain power – but reflects people skills and emotional intelligence and control through face-to-face contact .” - Thomas Fletcher Grooms

“A businessperson cannot get rich on consumption; instead, a businessperson has to save their money in the form of capital formation and invest their money in productive returns.”
- Thomas Fletcher Grooms

“A business cannot prosper on consumption or credit; instead, a business has to save its profits in the form of capital formation and invest its money in productive enterprises.”
- Thomas Fletcher Grooms

“The US is the most richly diverse nation – multiracial – multicultural – multiethnic composite of every society on the globe – use it to learn.”
- Thomas Fletcher Grooms

“When your performance is weak and no one corrects you; it is because they do not care about you.” - Thomas Fletcher Grooms

“It is not the economy; it is you.” - Thomas Fletcher Grooms

“Rise early.” - Thomas Fletcher Grooms

“Be abstemious.” - Thomas Fletcher Grooms

“Be frugal.” - Thomas Fletcher Grooms

“Attend to your own business and do not trust it to another.” - Thomas Fletcher Grooms

“Be not afraid to work, and diligently, too, with your own hands.” - Thomas Fletcher Grooms

“Treat everyone with civility and respect.” - Thomas Fletcher Grooms

“Good manners insure success.” - Thomas Fletcher Grooms

“Accomplish what you undertake.” - Thomas Fletcher Grooms

“Decide, then persevere.” - Thomas Fletcher Grooms

“Diligence and industry overcome all difficulties.” - Thomas Fletcher Grooms

“Never be mean – rather give than take the extra dollar.” - Thomas Fletcher Grooms

“Never postpone till tomorrow what can be done today.” - Thomas Fletcher Grooms

“Never anticipate wealth from any source but labor.” - Thomas Fletcher Grooms

“Honesty is not only the best policy, but the only policy.” - Thomas Fletcher Grooms

“Commence at the first beginning and keep climbing.” - Thomas Fletcher Grooms

“Make your word as good as good as your bond.” - Thomas Fletcher Grooms

“Seek knowledge to plan, enterprise to execute, honesty to govern all.” - Thomas Fletcher Grooms

“Never overtrade.” - Thomas Fletcher Grooms

“Never give to large credit.” - Thomas Fletcher Grooms

“Time is money.” - Thomas Fletcher Grooms

“Reckon the hours of the day as so many dollars, the minutes as so many cents.” - Thomas Fletcher Grooms

“Make few promises.” - Thomas Fletcher Grooms

“Keep your secrets.” - Thomas Fletcher Grooms

“Live within your income.” - Thomas Fletcher Grooms

“Sobriety above all things.” - Thomas Fletcher Grooms

“Luck is a word that does not apply to success.” - Thomas Fletcher Grooms

“Not too much caution – slow but sure is the thing.” - Thomas Fletcher Grooms

“The highest monuments are built piece by piece.” - Thomas Fletcher Grooms

“Step by step we mount the pyramids.” - Thomas Fletcher Grooms

“Be bold – be resolute when the clouds gather, difficulties are surmounted by opposition.” - Thomas Fletcher Grooms

“Self-confidence, self-reliance is your capital.” - Thomas Fletcher Grooms

“Your conscience the best monitor.” - Thomas Fletcher Grooms

“Never be discouraged.” - Thomas Fletcher Grooms

“Ninety-nine may say no, the hundredth, yes.” - Thomas Fletcher Grooms

“Take off your coat, roll up your sleeves, don’t be afraid of manual labor.” - Thomas Fletcher Grooms

“The best letter of introduction is your own energy.” - Thomas Fletcher Grooms

“Lean own yourself when you walk.” - Thomas Fletcher Grooms

“Keep good company.” - Thomas Fletcher Grooms

“Keep out of politics unless you are sure to win – you are never sure to win, but the world needs most politicians who are business.” - Thomas Fletcher Grooms

“Only a rich man can afford to dress poor.” - Thomas Fletcher Grooms

“It’s style having longevity, not fashion.” - Thomas Fletcher Grooms

“It’s etiquette, good manners and social graces creating good relationships; not money or connections.” - Thomas Fletcher Grooms

“You can’t eat prestige.” - Thomas Fletcher Grooms

“If you have to finance it, you probably can’t afford it.” - Thomas Fletcher Grooms

“Risk factor for an entrepreneur is not a quick shoot-from-the-hip decision, but rather a slow painstaking methodical and logical 99.99999% certainty .” - Thomas Fletcher Grooms

“As population grows, freedom and liberty erode.” - Thomas Fletcher Grooms

“Do not take a job because it is available - take it because it is something you like to do.” - Thomas Fletcher Grooms

“Knowledge is useless if you don't have the money to use it.”
- Thomas Fletcher Grooms

“The more cash, the more opportunities.” - Thomas Fletcher Grooms

“Opportunities can be hard to spot because they look a lot like work.”
- Thomas Fletcher Grooms

“Without money, you are just a piece of meat in a meat grinder.”
- Thomas Fletcher Grooms

“A businessman without money is like trying to play poker without any chips.” - Thomas Fletcher Grooms

“Unless you are in a position of influence to effect change, make change - it doesn't matter what you think.” - Thomas Fletcher Grooms

“The problem with trade imbalances is not too much imports, but a lack of exports.” - Thomas Fletcher Grooms

“Debt is what turns deflation into a depression.” - Thomas Fletcher Grooms

“Poverty is a mental disease.” - Thomas Fletcher Grooms

“Everything is about either money (95%) or sex (5%)." - Thomas Fletcher Grooms

“Others will forget how fast you did a job – but they remember how well you did it.” - Thomas Fletcher Grooms

“Nothing in life is so hard that you can not make it easier by the way you think about it.” - Thomas Fletcher Grooms

“Make it as good as you can, because there is always someone around to make it perfect.” - Thomas Fletcher Grooms

“If you think you are smart, there is always someone around to show you how smart you really are.” - Thomas Fletcher Grooms

“If you were rich, you would be smart too.” - Thomas Fletcher Grooms

“Everyone is a genius in their own mind, which is why you should give them adequate space.” - Thomas Fletcher Grooms

"The Secret of my Success is to Work as hard as I can, Save all that I can, and Hope for the Best." - Thomas Fletcher Grooms

“Marketing is not only life, but the life force of every organization.”
- Thomas Fletcher Grooms

“Before 55, money is more important, after 55, time is more important.” - Thomas Fletcher Grooms

“You are going to work like 'hell' all your life unless you are rich; so you can either work like 'hell' and be rich; or work like 'hell' and be poor.” - Thomas Fletcher Grooms

“Wealth does not come from sweat and hard labor, but rather from doing it by the numbers.” - Thomas Fletcher Grooms

“Effortless way is best. Reflection is the key. Easy does it.”
- Thomas Fletcher Grooms

“In business, the hypocrisy of giving is low pay to your own employees and giving generously to charity.” - Thomas Fletcher Grooms

“The Art of Business is #1 the cost of doing business (O/H and ROI) and access to markets (channels of distribution, logistics, and value chain integration.” - Thomas Fletcher Grooms

“The main consideration is the liking of the business, not if you are going to make a little money or a lot of money.” - Thomas Fletcher Grooms

“Business is currency and trading - specifically the speed of the deal.”
- Thomas Fletcher Grooms

“Customers do not want to wait; you have to decide in a few hours or minutes.” - Thomas Fletcher Grooms

“The World still functions under blind assumptions.” - Thomas Fletcher Grooms

“Banks are for saving - money and markets are for gambling.”
- Thomas Fletcher Grooms

“Assets are provisional, but liabilities are unceasing.” - Thomas Fletcher Grooms

“Prices are the best way to ration demand in society.” - Thomas Fletcher Grooms

“Never been to a worthwhile meeting in my life that could not have been done by any other method.” - Thomas Fletcher Grooms

"Experience has nothing to do with performance once a person steps into the responsibility." - Thomas Fletcher Grooms

“A business cannot survive off the backs of its workers and low pay.” - Thomas Fletcher Grooms

“Media delivers the world through a highly distorted lens of sales.”
- Thomas Fletcher Grooms

“Organizations fight, for a lack of leadership.” - Thomas Fletcher Grooms

“One can have all the data and research available; however, the purest leadership decision is still instinct.” - Thomas Fletcher Grooms

“How can you lead in the 21-Twentyfirst century, if you look like the 20-Twentieth century.” - Thomas Fletcher Grooms

“Inflation is a monetary bubble created by excess currency resulting eventually in circulation of deflation popping values .” - Thomas Fletcher Grooms

“The person you curse today may tomorrow be your boss.” - Thomas Fletcher Grooms

“Best way to have a job is to create a job.” - Thomas Fletcher Grooms

“In a Depression, you lay employees off in all categories and adjust all positions of all employees across the board – you do not pay bonuses, give pay raises, take money or borrow money; nor, spend more than you take in revenues regardless of whether you are government, business, church or household.” - Thomas Fletcher Grooms

“People lead change, business follows change and governments react to change to protect their re-election.” - Thomas Fletcher Grooms

“Retention bonuses are for people who cannot get a job anywhere else.” - Thomas Fletcher Grooms

“Bonuses are bribes for a job expected.” - Thomas Fletcher Grooms

“Bonuses for retention are a lie whether for companies, government or military; let them walk, open the door, let it him them in the ass and see how far they go.” - Thomas Fletcher Grooms

“Bonus is a sales tool for motivating performance, not for taking stock holders retirement money.” - Thomas Fletcher Grooms

“You want to put kids to work – abolish minimum wage – the union insurance policy.” - Thomas Fletcher Grooms

Education

“I am a teacher and I cannot teach anybody anything.” - Thomas Fletcher Grooms

“Educating creativity out of students is wrong.” - Thomas Fletcher Grooms

“Education takes us into the future we cannot foresee.” - Thomas Fletcher Grooms

“Education is to develop the talents and creative artistry of students.” - Thomas Fletcher Grooms

“Education is to prepare students to be wrong.” - Thomas Fletcher Grooms

“Mistakes are the best thing any student can do.” - Thomas Fletcher Grooms

“The most important of knowledge missing in the world is the forgotten lessons of the classroom and that is from the teacher who is the expert and most current on business - and not the business owner or entrepreneur as they buried in the day-to-day; as some misguided say those who can do - do and those who can't teach, when those who do - do because of what they learned form a teacher.” - Thomas Fletcher Grooms

“Those who can do, those who can do more teach; after all, those who do learned most of what they know from their teacher.” - Thomas Fletcher Grooms

“Those who can do become teachers, those who cannot become administrators.” - Thomas Fletcher Grooms

“Need public education, not public government schools.” - Thomas Fletcher Grooms

“Lack of education is insurmountable.” - Thomas Fletcher Grooms

“All education is self-education.” - Thomas Fletcher Grooms

“Knowledge is power and advantage.” - Thomas Fletcher Grooms

“To be a teacher can be summarized in 5 words: you have to know something.” - Thomas Fletcher Grooms

“To receive an education from a teacher can be summarized in 9 words: you have to know what you are talking about.” - Thomas Fletcher Grooms

“The ones that could not make it in the classroom as a teacher become administrators.” - Thomas Fletcher Grooms

“Everyone in business and government acquired what little they know from a teacher.” - Thomas Fletcher Grooms

"Elementary and Secondary Education is the Responsibility of the Parent.
University Education is the Responsibility of the Student.
Lessons of Life are the Responsibility of You.
For when You have Learned to Teach Yourself, You will not need a Teacher." - Thomas Fletcher Grooms

"If you were told that you had one only hour to cut down a tree, how many of you would spend the first forty-five minutes sharpening their ax - much like an education." - Thomas Fletcher Grooms

“The base of all change in a community and nation is the family; parents knowing how to be parents - good parents and positive role model for their children. The problem is that how to be a good parent is not being taught in the community.” - Thomas Fletcher Grooms

“The student hasn’t learned if the teacher hasn’t taught.”
- Thomas Fletcher Grooms

“Life is work, and work with indifference is bitter bread from the baker, sour milk from the farmer, filth from the sweeper, and ignorance from the student.” - Thomas Fletcher Grooms

“The greatest learning is done outside the classroom.” - Thomas Fletcher Grooms

“Success is hard work, hard thinking, and a considerable amount of luck.” - Thomas Fletcher Grooms

“Do things as best you can yourself.” - Thomas Fletcher Grooms

“Do not substitute breadth (wisdom) for depth (knowledge).” - Thomas Fletcher Grooms

“Everything we learn goes into everything we do.” - Thomas Fletcher Grooms

“Anyone can forecast the past.” - Thomas Fletcher Grooms

“Anyone can state the obvious.” - Thomas Fletcher Grooms

“Any business should be able to fire anyone at any time for any or no reason, especially if it is your business and your money.” - Thomas Fletcher Grooms

“Time is a great teacher, but unfortunately it eventually kills all its pupils.” - Thomas Fletcher Grooms

“Time is one of the greatest teachers, but unfortunately it eventually kills all its pupils.” - Thomas Fletcher Grooms

“No education is worth debt.” - Thomas Fletcher Grooms

Money

"It is time the South stopped subsidizing the higher standard of living in the North – it has been 100 years and time the Civil War was over." - Thomas Fletcher Grooms

"Do not confuse money class with the educated class." - Thomas Fletcher Grooms

"The money class and the educated class are not necessarily synonymous." - Thomas Fletcher Grooms

“To those who say that today people who hold cash equivalents feel comfortable and should not as they have opted for a terrible long-term asset, one that pays virtually nothing, is certain to depreciate in value, will probably prove inflationary and therefore accelerate declines in the real value of cash, I say not necessarily so.” - Thomas Fletcher Grooms

"Money, you will spend it or invest it; better yet just keep it safe."
- Thomas Fletcher Grooms

"Saving and accumulating cash is best way to become rich."
- Thomas Fletcher Grooms

"The only real cures for market loss is time and price changes."
- Thomas Fletcher Grooms

"Stocks, bonds and real estate is gambling, anything other than cash is gambling – bet you never heard that in school or from a salesperson."
- Thomas Fletcher Grooms

"The unexpected is how you make money." - Thomas Fletcher Grooms

"Retirement is for the rich." - Thomas Fletcher Grooms

"Do your own research." - Thomas Fletcher Grooms

"Let the market regulate." - Thomas Fletcher Grooms

"You can make money in anything if you know what you are doing."
- Thomas Fletcher Grooms

"A steady 5% yield is better than stocks and real estate unless you are lucky." - Thomas Fletcher Grooms

“The financial markets are a reflection of yesterday, today’s movement and tomorrow’s uncertainty.” - Thomas Fletcher Grooms

"Invest up to your sleeping point." - Thomas Fletcher Grooms

"The World’s battle is fought over bad debt and bad credit." - Thomas Fletcher Grooms

"Interest rate is the theory of why." - Thomas Fletcher Grooms

"The counter to debt is gold." - Thomas Fletcher Grooms

"The counter to lack of money is work." - Thomas Fletcher Grooms

"The counter to misery is to be happy." - Thomas Fletcher Grooms

"The counter to not becoming what is not acting to our dreams."
- Thomas Fletcher Grooms

"Bad times at the present are better than the bad times of the past."
- Thomas Fletcher Grooms

"Consumer sovereignty makes a difference as to where and with whom you spend you money." - Thomas Fletcher Grooms

"Deflation does not cure inflation." - Thomas Fletcher Grooms

"It’s the people stupid, not the companies." - Thomas Fletcher Grooms

"It’s the country stupid, not government politics." - Thomas Fletcher Grooms

"Cash famine is caused by having no cash." - Thomas Fletcher Grooms

"Anytime you get out of cash you are in danger of loosing your money and your liberty." - Thomas Fletcher Grooms

“Make sure what you buy and accumulate, you want to take with you into retirement.” - Thomas Fletcher Grooms

"Religion and the Federal Reserve is what keeps the poor from murdering the rich." - Thomas Fletcher Grooms

"Choice between government loans & assistance and filing bankruptcy, bankruptcy is the prudent choice for all concerned." - Thomas Fletcher Grooms

"Who cares what broke people think." - Thomas Fletcher Grooms

Politics - Government - Your Wealth

"Bad laws create disrespect for the law." - Thomas Fletcher Grooms

“Capitalists spend their own money, Socialists spend other people's money, and Communists spend only certain people's money.”
- Thomas Fletcher Grooms

“As long as you can get something free, why work for it.” - Thomas Fletcher Grooms

"If you want less government, the person must take over and do for themselves." - Thomas Fletcher Grooms

"While governments are focused on globalization and one world government, the people are focused on what is best for themselves and their country." - Thomas Fletcher Grooms

"Self-reliance is better than dependency." - Thomas Fletcher Grooms

“Laws and regulations (Socialism & Communism) or market flux Capitalism), the choice is yours.” - Thomas Fletcher Grooms

“Greater the liberty; greater the innovation and creativity.” - Thomas Fletcher Grooms

“A nation cannot get rich on consumption; instead, a nation has to save its money in the form of capital formation and invest its money in productive programs that profit the nation.” - Thomas Fletcher Grooms

“Socialists and Communists are committed to the destruction of free enterprise and liberty everywhere.” - Thomas Fletcher Grooms

“Socialists should not practice Communism.” - Thomas Fletcher Grooms

“There is only freedom of opportunity.” - Thomas Fletcher Grooms

“The United States is the only country in the world that is a threat to the old order or renamed new world order.” - Thomas Fletcher Grooms

“Tariffs are the protection of the United States market from slave labor competition from abroad.” - Thomas Fletcher Grooms

“Protective tariffs protect a country from unfair competition and unlevel playing fields when reciprocity is absent.” - Thomas Fletcher Grooms

“Protective tariffs, when reciprocity is absent, protect a country’s standard of living, industry and commerce.” - Thomas Fletcher Grooms

“Protective tariffs, when reciprocity is absent, protect the drain away of country wealth.” - Thomas Fletcher Grooms

“Free trade, when reciprocity is absent, with dependence on foreign markets reduces wages to mere items of cost to be kept as low as possible.” - Thomas Fletcher Grooms

"How do you defend liberty – with your life." - Thomas Fletcher Grooms

"Think – it is the one thing the government does not control."
- Thomas Fletcher Grooms

"Political correctness is enslavement and censorship." - Thomas Fletcher Grooms

"More Government is Less Individual Responsibility." - Thomas Fletcher Grooms

“The only race is that of your fellow countrymen.” - Thomas Fletcher Grooms

“There are only two types of people, people that are nice and people that are not.” - Thomas Fletcher Grooms

“Bad laws create disrespect for the law.” - Thomas Fletcher Grooms

“Diversity is racism.” - Thomas Fletcher Grooms

“Political Correctness is racism.” - Thomas Fletcher Grooms

“Affirmative Action is racism.” - Thomas Fletcher Grooms

“Unity is fairness of opportunity.” - Thomas Fletcher Grooms

“Governments do and deny.” - Thomas Fletcher Grooms

“Governments do for themselves, not to the benefit of the nation.”
- Thomas Fletcher Grooms

“The most effective governments tend to be the least corrupt.”
- Thomas Fletcher Grooms

“All governments are inherently by their very nature Socialistic.”
- Thomas Fletcher Grooms

“All governments move toward Communism as their populations and territorial control grows.” - Thomas Fletcher Grooms

“The truth is the most believable as a lie.” - Thomas Fletcher Grooms

“Men and women fight for freedom; then begin to accumulate laws to take it away from themselves.” - Thomas Fletcher Grooms

“The best defense of a country is an educated voter.” - Thomas Fletcher Grooms

“Allies are a temporary arrangement for convenience at one point in time.” - Thomas Fletcher Grooms

“Capitalism to work depends on honesty and ethics of those who work and prosper.” - Thomas Fletcher Grooms

“No political ideology can work with an unethical citizenry that is capitalism, democracy, fascism, socialism, communism or even a dictatorship.” - Thomas Fletcher Grooms

“As the death of Kennedy resulted in a shift of power from the mafia to the federal government, the economy of the 21st century will shift economic power from the north to the south and end the civil war.” - Thomas Fletcher Grooms

“Congress greatest legislative achievement of the 20th century is the Congressional two-flush toilette.” - Thomas Fletcher Grooms

“Elect a Democrat and you have a War – elect a Republican and you have a depression.” - Thomas Fletcher Grooms

“The question is not Democrat or Republican, but what is best for the nation.” - Thomas Fletcher Grooms

“It is ethics, not government, that determines the success of a nation.” - Thomas Fletcher Grooms

"Self-discipline, not censorship." - Thomas Fletcher Grooms

“Stop looking to government and others, and start looking to own self reliance and independence.” - Thomas Fletcher Grooms

"People who know are usually never in charge." - Thomas Fletcher Grooms

"Vote HS (horse sense), not BS." - Thomas Fletcher Grooms

"What can I do – don’t vote party, don’t vote looks, don’t vote age, don’t vote education, don’t vote experience, as it has nothing to do with performance once a person steps into the responsibility."
- Thomas Fletcher Grooms

"What can I do – vote – run for office as the greatest lack is business educated elected officials – let your opinions be known – embrace liberty and freedom by being debt free with cash and no dependency on the government." - Thomas Fletcher Grooms

"Vote for someone, not against someone or don’t vote." - Thomas Fletcher Grooms

"Campaigns are only show business and once in office policy."
- Thomas Fletcher Grooms

"The US is the most brain-washed people of any country in the world." - Thomas Fletcher Grooms

"The US has the least respect for age and education of any country in the world." - Thomas Fletcher Grooms

“The greatest political delusion is if the politicians were as smart as the general public.” - Thomas Fletcher Grooms

"One world alliance in prosperity and protectionism in a depression."
- Thomas Fletcher Grooms

"It is now estimated that both funds, Social Security Trust Fund and Medicare Tax Fund will run out of money sooner than previously expected; so, Congress can just get off their chairs – pick up a shovel and earn the money they irresponsibly took and spent from the public – they can start by replacing funds with rolling over the Congressional Retirement System and then if need be Military Retirement System into Social Security – they want Communism Equality then they can achieve it the old fashion way and earn it." - Thomas Fletcher Grooms

"Presidency and Congress easily get confused – they think it is their money to spend." - Thomas Fletcher Grooms

"US economy bottom of the boat is gone, the Congress and President are still bailing out water with a bucket." - Thomas Fletcher Grooms

"The US has become an expert on the world's business and everyone else’s, except its own." - Thomas Fletcher Grooms

"Like a child told no, why not, its not my fault, I want, I want, I want it like it always was, so goes Congress and President." - Thomas Fletcher Grooms

"The sooner the government gets out of others business and the economy, the sooner it will heal." - Thomas Fletcher Grooms

"In the government's grand balance sheet, printing money does nothing more than shift debts from one government account to another. It does not create wealth. It creates country poverty and citizen poverty. It certainly does not stop bond prices from plunging and interest rates from surging." - Thomas Fletcher Grooms

"Congress and the President cannot even legislate a toilet that flushes; so, how are they going to run General Motors or the economy?" - Thomas Fletcher Grooms

Taxes

“Good citizens should minimize taxes to protect the government from wasting tax payers money.” - Thomas Fletcher Grooms

“Every time governments want more taxes in a down economy, it is always for the sympathy of the teachers or children who never receive a penny.” - Thomas Fletcher Grooms

“Better government built housing sold to the poor to be repaid to the taxpayer provider financier than free housing and food for those able to work.” - Thomas Fletcher Grooms

“Taxes are to build Socialists and Communists regimes.” - Thomas Fletcher Grooms

“Few and low taxes are to build Capitalists and Democratic regimes.” - Thomas Fletcher Grooms

“Regarding fixes to the marketplace, cost to the taxpayers is not worth the benefit to the nation.” - Thomas Fletcher Grooms

“If the government were to run the oceans of the world, pretty soon there would be a shortage of water and a crisis demanding an ocean tax.” - Thomas Fletcher Grooms

Success

"Cannot equate brains with money, brains with degrees, brains with race, brains with gender, brains with intelligence; so much for success." - Thomas Fletcher Grooms

“Who cares what know-it-all’s think.” - Thomas Fletcher Grooms

Religion

“Christians are Messianic Jews.” - Thomas Fletcher Grooms

“Jews are Christians and like Paul Harvey said - now for the rest of the story.” - Thomas Fletcher Grooms

Thoughts

“Water seeks its own level.” - Thomas Fletcher Grooms

“Life is like being on a treadmill." - Thomas Fletcher Grooms

“I would not want to be like no one I know.” - Thomas Fletcher Grooms

“You can not see where you are going, until you have already been there.” - Thomas Fletcher Grooms

“Do not live your life as a result of other people's thinking or opinions - follow yourself.” - Thomas Fletcher Grooms

“The future controls us, we do not control it; yet what we become is within our power to create.” - Thomas Fletcher Grooms

“You want to be excelling - not competing.” - Thomas Fletcher Grooms

“A perfect solution applied with passion later is better than a good decision applied now with vigor.” - Thomas Fletcher Grooms

“Think quietly unto yourself.” - Thomas Fletcher Grooms

“Stay on good mental terms with others.” - Thomas Fletcher Grooms

“The world is bigger than us all.” - Thomas Fletcher Grooms

“Character is what you choose to do when others are watching; Integrity is what you choose to do when no one is watching.”
- Thomas Fletcher Grooms

“We talk when we are not at peace with our thoughts or we fear being alone.” - Thomas Fletcher Grooms

“Daily life is our religion.” - Thomas Fletcher Grooms

“We are told that we are as strong as our weakest link, but the truth is we are as strong as our strongest link.” - Thomas Fletcher Grooms

“We are each measured by our smallest deed.” - Thomas Fletcher Grooms

“Test your generosity by giving to the undeserving.” - Thomas Fletcher Grooms

“Wisdom is not what we give to others, but what we take from others.” - Thomas Fletcher Grooms

“Silence and tranquility is a self-chosen life.” - Thomas Fletcher Grooms

“Just be one of us.” - Thomas Fletcher Grooms

“Knowing, not knowing what to do, and not being able to do anything about it, leaves one in the same situation.” - Thomas Fletcher Grooms

“The best way to have money is to never spend it; the best way to cure disease is to never get it; and, the best way to have a clear conscience is to never violate it.” - Thomas Fletcher Grooms

“There is more to life than investing; there is more to life than work; there is more to life than school.” - Thomas Fletcher Grooms

“If an innocent person goes to prison, it is inexcusable; if more than, there is something wrong with the legal education and the people in the system.” - Thomas Fletcher Grooms

War

“Arm for peace, disarm for war.” - Thomas Fletcher Grooms

“War is caused by thoughts, resources or religion.”
- Thomas Fletcher Grooms

“The most effective armed forces tend to be the least corrupt.”
- Thomas Fletcher Grooms

“War is the savior from global domination, global government, and global dictatorship.” - Thomas Fletcher Grooms

“Fighting war with green will make you see red.” - Thomas Fletcher Grooms

Life

“Life is hard to let go.” - Thomas Fletcher Grooms

“Life is to enjoy.” - Thomas Fletcher Grooms

“Live simple and frugal.” - Thomas Fletcher Grooms

“Life, purpose is to make everything better.” - Thomas Fletcher Grooms

“Life should be lived simple; slow, but sure.” - Thomas Fletcher Grooms

“No such thing as a simple thing, except for the appearance.”
- Thomas Fletcher Grooms

“Life is an accumulation of choices.” - Thomas Fletcher Grooms

“Life is full of mistakes and regrets, this is greatly in part due to the choices of others have made for us.” - Thomas Fletcher Grooms

“On health, choices and movement.” - Thomas Fletcher Grooms

“Write your own life story.” - Thomas Fletcher Grooms

“Don’t be fooled and live longer than you expect.” - Thomas Fletcher Grooms

“If everyone do what is beat for themselves, it becomes better for everything else.” - Thomas Fletcher Grooms

“You are what you are as a result of what you were when.” - Thomas Fletcher Grooms

“Every woman should have her own home and every man should have his own red barn.” - Thomas Fletcher Grooms

“Women need their space and men need their silence.” - Thomas Fletcher Grooms

“Learn from the past then live in the present and prepare for the future.” - Thomas Fletcher Grooms

“The secret to longevity is to stay away from funerals and hospitals.”
- Thomas Fletcher Grooms

“Experience is what you get when you do not get your way.”
- Thomas Fletcher Grooms

“I know how bad things can get, what I do not know is how good things can get.” - Thomas Fletcher Grooms

"Ever noticed how few people tend to live longer who continue to work and stay more active." - Thomas Fletcher Grooms

“Like my cousin Davy Crockett said, You people who do stupid things just because you can in Tennessee may all go to Hell and I will go to Texas.” - Thomas Fletcher Grooms

No.2 – Socialist Students

Dr. Tom Grooms an international business and marketing professor at Northwood University said he had never failed a single student before but had, once, failed an entire class.

That class had insisted that socialism and communism works better than capitalism, which does not work and is a dead theory as proofed in the US over the past years by the actions of executives in charge of public companies and public monies.

He proceeded to advise the class then that no one would be poor and no one would be rich, a great equalizer; thus, the focus of equality from the heart of communism from the work of Karl Marx, Father of Communism and Socialism in Das Kapital 1876. He then said okay, we will have an experiment in this class on socialism.

All grades would be averaged and everyone would receive the same grade so no one would fail and no one would receive an A.

After the first test the grades were averaged and everyone received a B. The students who studied hard were upset and the students who studied little were happy. But, as the second test rolled around, the students who studied little had studied even less and the ones who studied hard decided they wanted a free ride too becoming welfare students; so they studied little.

The second test average was a D. No one was happy. When the 3rd test rolled around the average was an F and students were even less happy but experienced the advantage of socialism.

The scores never increased as bickering, blame, name calling all resulted in hard feelings and no one would study for the benefit of anyone else.

All failed, to their great surprise, and he told them that socialism would also ultimately fail because when the reward is great, the effort to succeed is great; but when government takes all the reward away; no one will try or want to succeed.

Equality and special advantage could not be any simpler than that....

Benjamin Franklin, one of the Founding Fathers of our country said the United States should take the moral high ground and fully agree that the states should not take money or aid from the federal government. Here is the concern with doing that. You may be disadvantaging your state because the federal government has inappropriately stacked the deck by infusion of federal funds into state business, which is what is happening in 2009.

When moral objection is pitted against those without the moral objection or those willing to turn a blind eye to it, you are more likely to lose. A truth is, government would be better off without economic cycles. Do economic cycles no longer exist and economic cycles theory is passé?

Adam Smith, Father of Capitalism in Wealth of Nations 1776 might argue when the other side is acting outside moral boundaries, your taking of the high road may lead to your extinction and the healing process for the culture will take decades to accomplish.

Today, what burden are we placing on our future generations? How will the federal government pay for its money creation program or does it ever intend to? What tax will be levied on what business or individual that will pay the cost of the called bailout program? What future businesses will go out of business because we are paying for a stimulus to prop up businesses that cannot survive a market downturn or worse, were corrupt and stole from investors, taxpayers and lenders?

What would happen if the states were actually to cut spending and lay off personnel? How long can even a government continue to spend more then it takes in revenue? Are governments bound by the laws of balance sheets that homes are not? Is this what governments do to avert government collapse?

So what is the current costs and the future costs of this program? What is the total bill you and I aw well as our children will be paying as taxpayers to pay off the national debt? Do we ever intend to pay it off and become debt-free again with positive balance sheets? Apparently a balanced budget is no longer a moral high ground issue for past or current governments; Democratic Party or Republican Party.

What if we were to have the federal government take the high road and not try to fix the marketplace? Or at a minimum, lend money to successful failing banks, businesses and executives instead of failed government bureaucrats, failed banks, failed businesses and failed executives that are responsible for poor or nonperformance?

The high moral ground understands government thinks they can best solve the problem, control the markets and absolve economic cycles. The high moral ground understands government cannot control the markets; thus, government can only change the game so that some other selected parties win and other selected parties lose.

Like Benjamin Franklin, our Founding Fathers, Adam Smith and our surviving capitalists unfortunately, in this case, have deemed financially unviable by private enterprise will reap the benefits from the taxpayer and the concept of limited government fought so valiantly by the founding fathers will pay the price – loss of liberty.

So the final question becomes, with wealth destruction of our economy and free marketplace what is the moral high ground?

What high moral ground will socialist students take?

Theodore Roosevelt's Ideas on Immigrants and Being an AMERICAN in 1907

'In the first place, we should insist that if the immigrant who comes here in good faith becomes an American and assimilates himself to us, he shall be treated on an exact equality with everyone else, for it is an outrage to discriminate against any such man because of creed, or birthplace, or origin. But this is predicated upon the person's becoming in every facet an American, and nothing but an American....There can be no divided allegiance here. Any man who says he is an American, but something else also, isn't an American at all. We have room for but one flag, the American flag... We have room for but one language here, and that is the English language... and we have room for but one sole loyalty and that is a loyalty to the American people.'
Theodore Roosevelt 1907

What high moral ground will American students take?

No.1 - Not Your 1929 Depression

As we age, not like wine, but with a growing sense of what happened; countries and appointed heads of governments, industry, churches, educational institutions and families seem to mix a lack of what our fathers taught and what we make happen to ourself.

What happened to simple and frugal; whereas, the great marketers of media have convinced to succeed is to acquire and support the few in a position to receive.

At what cost do we continue to ignore what we know is right from making our destiny temporary.

There is no reason to be upset or point blame to anyone except to ourselves as we did it to ourself – with intent knowingly.

USA History
1776 – Agrarian Economy
1850 – Industrial Economy
1973 – Services Economy
2000 – Technological Economy

Grooms Business Cycle

۝
Prosperity
↓
False Recession
↓
Recession
↓
Depression
↓
False Recovery
↓
Recovery
↓
Prosperity
↔

(Source: Grooms 2009)

Grooms Business Cycle
The business does not go back and forth.
The business does not go up and down.
The business does not go in reverse.
It only goes one way and does skip any cycle.
As to how long or short, deep or shallow each cycle depends on the numbers. ~tfg

Cause of Great Depression Black Tuesday 29 October 1929
Creation - Federal 16th Amendment Income Tax 3 February 1913
Creation - Federal Reserve Created 23 December 1913

Recession Cycle – Tuesday 17 October 1973
OPEC Oil Embargo
OPEC was founded in 1960 by Saudi Arabia, Iran, Iraq, Kuwait, and Venezuela with the principle objective of raising the price of oil.
tfg – this cycle has mainly been invisible due to the input of currency into circulation creating a deflating effect in lieu of a downward drop

Recession
Act or action of receding tremor period or periods of reduced economic activity –
Declining sales
Declining profit
Declining currency

2-Second Great Depression Cycle – Sunday 16 March 2008
Federal Reserve Chairman Ben Bernanke met on a Sunday for an emergency bailout of Bear Sterns – Federal Reserve has not met on a Sunday since 1929
tfg – this cycle shows light signs of confusion as large currency inputs support inflation and deflation pockets that will affect most, but not so much those who are solvent and savers – it will not be like 1929 or any resemblance thereof as these cycle spirals passes

Depression
A period or periods of low general economic activity marked especially by rising levels defined as:
Double digit unemployment of 10-ten percent 10% unemployment or greater
Profit loss below break-even
Negative profits creating losses and necessity of borrowing money to continue, which should not be done under any circumstance, but adjustments made to current cash flow income
Deflation with declining prices

tfg - debt is what turns deflation into a depression.

Ben Bernanke

Cause of 2-second Great Depression – Sunday 16 March 2008
Creation - Federal 16th Amendment Income Tax 3 February 1913
Creation - Federal Reserve Created 23 December 1913
Creation – Fannie Mae 10 February 1938
Creation – Freddie Mac 1968
Creation – HUD Emergency Relief and Construction Act of 22 January 1932

U.S. Foreclosure Activity

2-Second Great Depression Re-Enforced Cycle – Sunday 28 September 2008
Federal Reserve Chairman Ben Bernanke met on a Sunday for an emergency bailout of Bear Sterns – This is the 3-Third time the Federal Reserve has met on a Sunday since 1929

President Bush

Cause of the 2-second Great Depression – Black Wednesday 1 October 2008
The Quiet Crash of 2008
US Congress Passes Additional US Tax Debt to Bailout
NYC - New York City and Silk Stocking Gangs
Chase Bank - $90+ Trillion in Derivatives – 50% Outstanding Derivatives
Further Dependence on Foreign Investors
Further Destroys US Dollar – USD UnSound Currency
Bankrupts United States
Bankrupts Public Retirement Funds
Destruction of Republican and Democratic Parties

President Bush

Recovery Cycle - ?

Is there a Lessening Prevention of a Future 3-third Great Depression?

Save and Debt-Free Living
Discontinue Same Programs

Federal
Abolish - Federal 16th Amendment Income Tax 3 February 1913
- Income Tax – Replace with 10% National Federal Sales Tax + Import Trade Tariffs for federal government
Abolish - Federal Reserve Created 23 December 1913
- Exception that 100% of All Stock Owned and Held by US Treasury
Abolish - HUD Emergency Relief and Construction Act of 22 January 1932
Abolish - Fannie Mae 10 February 1938
Abolish - Freddie Mac 1968
Abolish – Federal Department of Education 1867 – Abolish Government Public Schools – A Detriment to Children
Abolish – Make Federal Law that Caps Federal Debt Tied to Tax Income – Except Constitutional Country Survival During War That Can Not Be Liberally Interpreted as Present
Abolish 1984 Tax Recovery Act
- Make Board of Directors legally responsible and accountable to stockholders again where stockholders can vote them out
- Stockholders vote approval of Board of Directors, President, Vice-Presidents and Officers
- Stockholders can vote out Board of Directors, President, Vice-Presidents and Officers
- Abolish capital gains tax on all stock and mutual funds
- Abolish interest tax on all stock and mutual funds
Abolish 2006 Bankruptcy Amendment
- Abolish Credit Cancelling requirement for filing of bankruptcy
Abolish – Federal Sherman-Clayton Anti Trust Laws 1890-1914 – Remove Barriers to International Trade Competition
Abolish – Tax on Savings Accounts
Abolish - Illegal Aliens Can Not Receive Any US Benefits – Abolish FREE School, Medicaid, Food Stamps or Housing
Abolish - Immigrants Tax Exempt Status On All Income for 5-five to 10-ten Years
Abolish - Children Born in US Jurisdiction Given Automatic US Citizenship and Benefits
- Children of non-citizens born on US soil are not US citizens
- Non-citizens in US are not entitled any Federal, State or Local benefits, assistance or education and medical benefits
Abolish - Free Health Care Program for Medical Operations for Foreigners Who Fly to the US - Receive Medical treatment at US Tax Payer's Expense - Return Home With No Expense
Abolish - Limit Federal Elected Officials from Serving More than 2-two Terms
Abolish - Law that All Pay & Benefit Raises for President, Congress or Any Federal Elected Officials Must Be Voted on by the Public Voters
Abolish - Federal Elected Officials Retirement Must Be Only in Social Security
Abolish - Federal Elected Officials Retirement Must Pay Social Security Taxes
Abolish - Exemption Cap on Social Security Tax – Everyone Pays %-percentage Regardless of Income
Abolish - Social Security Replace All Retirement Programs – Military, Public and Private
Abolish - Tax on Social Security Income
Abolish – $3,000 Tax Limit on Securities Investments Loss Deduction
- Make Law that 100% of All Loses of Securities Investments can be written off in year occurred
Abolish – No home Real Estate Loss Write-off
- Make Law that 100% of All Loses for Sale of Home can be written off in year occurred
Abolish – Mortgage Rates Lower for New Homes Only
- Make Law that All the Same Mortgage Rates are Available for New Homes and Re-Finances – Unhealthy Discriminatory
Abolish – Make Law Making Illegal for Federal Government to Bailout Any Private or Public Company, or provide Tax Subsidy or Assistance
Abolish – Make Law that Caps Income (salary, benefits, insurance, bonuses, perks and any other form of monetary or personal benefit in total compensation) to $1 Million Per Year for Board of Directors, CEOs, Presidents, Executives and Officers of All Public Companies Receiving Public Retirement Funds or Money of Any Source
Abolish - Make Federal Law Making Illegal for Any Type of Federal Welfare
- Make Welfare Public Housing Illegal
- Deed Over Current Housing to All on Welfare and Make Recipients Responsible
- Abolish Food Stamps
- Abolish Financial Subsistence Payments to Single Mothers Having Children
- Abolish Any Forms of Welfare Subsistence
- Placement of Welfare Back to Charitable Organizations in Private Sector and Not by Federal Government
- Exception When Warranted to Provide Assistance to Minors with No Parental Support – Elderly – Disable Only
Abolish – Make Federal Law Making Illegal for Any Attorney General or Prosecuting Attorney to Receive a Bonus for Convictions
Abolish – Make Federal Law Making Illegal for Any Conviction Based on Circumstantial Evidence
- Reinstitute that Only Convictions Based on Burden of Proof Can Stand
- Make Federal Law Making Legal that Any Attorney General or Prosecuting Attorney, Law Enforcement or Judge Can Be Personally Sued for a Conviction Based on Circumstantial Evidence – There too many innocent people being convicted under the present legal system and felons walking free
Abolish - Make Federal Law Prohibiting Federal Government from Any Type of Revenue Quotas – Regardless of Any Type of Camouflage Name Used - Revenue Promotions or By Any Other Name
- Applies to All Federal Agencies
Abolish – Federal Law for Political Appointments that Gives Supreme Court Justices and Federal Judges Life Tenure
- Make Federal Law that All Supreme Court Justices and Federal Judges Must Be Elected and Voted on by the Public Voters
Abolish - Make Federal Law Making Illegal Federal Speed Limits Restrictions on Highways
- Make Federal Law Removing All Speed Limit Restrictions on Interstates Highways
- Speed Limits Create Bottlenecks
- Speed Limits are a Danger and Threat To Public Safety with Today’s Automobiles and Highways
- Restrict All Trucks to Drive in the Right Hand Lane or Two Right Hand Lanes – Except to Pass
- Speed Is Safe As the Driver and Not the Number
- Creates and Allows for Individual Fuel Economies and Time of Commute
- Creates and Allows for Individual Commuting Time Efficiencies
Abolish - Make Federal Law Prohibiting Federal Government from Labeling in Census Caucasians as Non-Hispanics – Cute, but Bigotry and Extremely Prejudicial Making the Federal Government the Most Racists and Bigoted Institution in the US
- Why Can’t I Be a Non-Jew – Does the Federal Government Not Like Jews
- Why Can’t I Be a Non-Black – Does the Federal Government Not Like Blacks
- Why Can’t I Be an Non-Indian – Does the Federal Government Not Like Indians
- Why Can’t the Federal Government Use the English Language Properly – Ooooops They Went to Government Public Schools

State
Abolish – Property Tax – Replace with 1% State Sales Tax for city and county governments
Abolish – School Property Tax – Replace with 1% State Sales Tax for state government schools
Abolish – State Income Tax – First was Tennessee 1931 limited to dividends and interest income only
- Replace with 8% State Sales Tax for state governments
Abolish – All School Boards – Competence & Cost A Detriment to Children
Abolish – All Superintendent Administrative Staff –Cost A Detriment to Children and Interference with Teachers Teaching
Make State Law that Creates Office of Superintendent and One Administrative Assistant to Be Financial Check on Principals and Hiring of Principals
Make State Law that Creates Education Audit Agency Over Superintendent and Schools
Abolish – Make State Law that Caps State Debt of Any Type
- Make State Law Making Bond Issues or Any Form or Type of Debt, etc. Illegal
- Make State Law Making State Budgets Only Source of Income and Expenditures Based on Actual Tax Receipts Income Received
Abolish - Limit State Elected Officials from Serving More than 2-two Terms
Abolish - Law that All Pay & Benefit Raises for State Elected Officials Must Be Voted on by the Public Voters
Abolish - State Elected Officials Retirement Must Be Only in Social Security
Abolish - State Elected Officials Retirement Must Pay Social Security Taxes
Abolish – Make State Law Making Illegal for State Government to Bailout Any Private or Public Company, or provide Tax Subsidy or Assistance
Abolish - Children Born in US Jurisdiction Given Automatic US Citizenship and State Benefits
- Children of non-citizens born on US soil are not US citizens
- Non-citizens in US are not entitled any State Benefits, Assistance, Education or Medical Benefits
Abolish - Make Law Making Illegal for Any Type of Welfare
- Make Welfare Public Housing Illegal
- Deed Over Current Housing to All on Welfare and Make Recipients Responsible
- Abolish Food Stamps
- Abolish Financial Subsistence Payments to Single Mothers Having Children
- Abolish Any Forms of Welfare Subsistence
- Placement of Welfare Back to Charitable Organizations in Private Sector and Not by State Government
- Exception When Warranted to Provide Assistance to Minors with No Parental Support – Elderly – Disable Only
Abolish – Make State Law Making Illegal for Any Attorney General or Prosecuting Attorney to Receive a Bonus for Convictions
Abolish – Make State Law Making Illegal for Any Conviction Based on Circumstantial Evidence
- Reinstitute that Only Convictions Based on Burden of Proof Can Stand
- Make State Law Making Legal that Any Attorney General or Prosecuting Attorney, Law Enforcement or Judge Can Be Personally Sued for a Conviction Based on Circumstantial Evidence – There too many innocent people being convicted under the present legal system and felons walking free
Abolish – State Law for Political Appointments that Gives Supreme Court Justices and Judges Life Tenure
- Make State Law that All State Supreme Court Justices and State Judges Must Be Elected and Voted on by the Public Voters
Abolish – Political Appointments of State Police Chiefs
- Make State Law that State Police Chiefs Must Be Elected and Voted on by the Public Voters
Abolish - Make State Law Prohibiting State Government from Any Type of Traffic Quotas – Regardless of Any Type of Camouflage Name Used - Revenue Quotas, Revenue Promotions or By Any Other Name
- Applies to All State Agencies
- Make State Law that Any Sate Government Using Law Enforcement for Traffic Quotas or Traffic Tax Tickets – or develops the reputation as a speed trap - is Subject to Federal Prosecution – All Related Officers and Public Officials
- Make State Law that Law Enforcement have Sole Discretion Whether to Issue Citations Without Being Subject Retaliation by State Police Chiefs
Abolish - Make State Law Making Illegal State Speed Limits Restrictions on State Highways
- Make State Law Removing All Speed Limit Restrictions on State Highways Outside City Limits
- Make State Law Setting 80 MPH Speed Limits Within City Limits on State Highways
- Speed Limits Create Bottlenecks
- Speed Limits are a Danger and Threat To Public Safety with Today’s Automobiles and Highways
- Restrict All Trucks to Drive in the Right Hand Lane or Two Right Hand Lanes – Except to Pass
- Speed Is Safe As the Driver and Not the Number
- Creates and Allows for Individual Fuel Economies and Time of Commute
- Creates and Allows for Individual Commuting Time Efficiencies

City and County
Abolish – All School Boards – Competence & Cost A Detriment to Children
Abolish – All Superintendent Administrative Staff –Cost A Detriment to Children and Interference with Teachers Teaching
Make Law that Creates Office of Superintendent and One Administrative Assistant to Be Financial Check on Principals and Hiring of Principals
Abolish – Make City and County Law that Caps City and County Debt of Any Type
- Make City and County Law Making Bond Issues or Any Form or Type of Debt, etc. Illegal
- Make City and County Law Making City and County Budgets Only Source of Income and Expenditures Based on Actual Tax Receipts Income Received
Abolish - Limit Local Officials from Serving More than 2-two Terms
Abolish - Law that All Pay & Benefit Raises for Local Elected Officials Must Be Voted on by the Public Voters
Abolish - Local Elected Officials Retirement Must Be Only in Social Security
Abolish - Local Elected Officials Retirement Must Pay Social Security Taxes
Abolish – Make Law Making Illegal for City and County Government to Bailout Any Private or Public Company, or provide Tax Subsidy or Assistance
Abolish - Children Born in US Jurisdiction Given Automatic US Citizenship and City and County Benefits
- Children of Non-citizens Born on US soil are not US citizens
- Non-citizens in US are not entitled any City and County Benefits, Assistance, Education or Medical Benefits
Abolish - Make Law Making Illegal for Any Type of Welfare
- Make Welfare Public Housing Illegal
- Deed Over Current Housing to All on Welfare and Make Recipients Responsible
- Abolish Food Stamps
- Abolish Financial Subsistence Payments to Single Mothers Having Children
- Abolish Any Forms of Welfare Subsistence
- Placement of Welfare Back to Charitable Organizations in Private Sector and Not by City and County Government
- Exception When Warranted to Provide Assistance to Minors with No Parental Support – Elderly – Disable Only
Abolish – Make City and County Law Making Illegal for Any Attorney General or Prosecuting Attorney to Receive a Bonus for Convictions
Abolish – Make City and County Law Making Illegal for Any Conviction Based on Circumstantial Evidence
- Reinstitute that Only Convictions Based on Burden of Proof Can Stand
- Make City and County Law Making Legal that Any Attorney General or Prosecuting Attorney, Law Enforcement or Judge Can Be Personally Sued for a Conviction Based on Circumstantial Evidence – There too many innocent people being convicted under the present legal system and felons walking free
Abolish – City and County Law for Political Appointments that Gives Any Judges and Justices Life Tenure
- Make City and County Law that All Judges and Justices Must Be Elected and Voted on by the Public Voters
Abolish – Political Appointments of Sheriffs and Police Chiefs
- Make City and County Law that Sheriffs and Police Chiefs Must Be Elected and Voted on by the Public Voters
Abolish - Make City and County Law Prohibiting City and County Government from Any Type of Traffic Quotas – Regardless of Any Type of Camouflage Name Used - Revenue Quotas, Revenue Promotions or By Any Other Name
- Applies to All City and County Agencies
- Make City and County Law that Any City and County Government Using Law Enforcement for Traffic Quotas or Traffic Tax Tickets – or develops the reputation as a speed trap - is Subject to State or Federal Prosecution – All Related Officers and Public Officials
- Make City and County Law that Law Enforcement have Sole Discretion Whether to Issue Citations Without Being Subject Retaliation by Police Chiefs or Sheriffs
Abolish - Make City and County Law Making Illegal City and County Speed Limits Restrictions on City and County Roads and Highways
- Make City and County Law Setting 80 MPH Speed Limits Within City Limits on City and County Main Roads and Highways Thorough Fares
- Make City and County Law Setting 50 MPH Speed Limits Within City Limits on City and County roads in Non-Thorough Fares
- Exception 30 MPH School, Hospitals and Emergency Zones for Walker Safety
- Speed Limits Create Bottlenecks
- Speed Limits are a Danger and Threat To Public Safety with Today’s Automobiles and Highways
- Restrict All Trucks to Drive in the Right Hand Lane or Two Right Hand Lanes – Except to Pass
- Speed Is Safe As the Driver and Not the Number
- Creates and Allows for Individual Fuel Economies and Time of Commute
- Creates and Allows for Individual Commuting Time Efficiencies

or

After the Fed's announcement, the yield on the 10-year Treasury Note plunged roughly 50 basis points in the blink of an eye.

Spend and Debt-Credit Living
Continue Same Programs
- Add National Health Care
- Add National Guaranteed Income
- Add Government Capital Infusion Ownership of Businesses
- Add Income Redistribution & Equality Standard of Living
- Add Greater National Debt
- Add Largest Government Possible
- Add Highest Taxes
- Add Most Laws & Regulations
- Add Decreasing Individual Liberty

Federal Reserve Geithner

Question is now – are you going to reflect on where you are, what is happening and what you are willing to do about it?

What can I do:

1 Write your President of the United States
President – http://www.whitehouse.gov/

2 Write your Congressional Representatives
Congress - http://www.house.gov/
Senate - http://www.senate.gov/

3 Write your State Governor
Texas State Governor - http://www.governor.state.tx.us/

4 Write your State Representatives
Texas State House - http://www.house.state.tx.us/welcome.php
Texas State Senate - http://www.senate.state.tx.us/

5 Write your Local Government Mayor

6 Write your Local Government City Council

7 Vote

8 Run for Office

In 2007, 89 percent of the Fed's assets were in risk-free Treasuries. Since then, that number has plummeted to a scary 24 percent.

Could the Federal Reserve be next to go bankrupt?

There is no evidence that during the last depression infrastructure spending helps.

During the last Great Depression, for example, Roosevelt's New Deal put 7-seven million people back to work between 1933 and 1937, building highways, dams and bridges.

Meanwhile, the Federal Reserve's Index of Industrial Production hit its lowest point of 52.8 in July 1932, just before the New Deal. And by 1937 it surpassed the highs of the late 1920s.

Since 1963, the spending into insolvency American way has definitely taught Alexander Hamilton and Ludwig von Mises a thing or two. Ben Franklin, Thomas Jefferson and our Founding Fathers had it all wrong. America must have been built on spenders, not savers. Maybe if there is any lesson here to be learned, we should ask ourself what happens when we do not listen to our parents.

If the lesson is true, then what about the modern wisdom of our children in old bodies leading America?

Ultimately, the economy and the markets will prevail, healing themselves according to their own timetable.